IDFC FIRST Bank ATM, Gangai Nagar, chennai

Bank Branch & ATM in Gangai Nagar, chennai, tamil nadu

FIRSTmoney Smart & Instant Personal Loan

Introducing FIRSTmoney, a smart personal loan with the ultimate financial flexibility and convenience. Tailored for the select few with exceptional credit scores over 750, this online personal loan offers an instant credit line of up to ₹10 lakh. But what sets this loan apart from the rest? It's smart in every sense – enjoy preferential terms and interest rates, a quick, fully-digital journey to apply for a personal loan online, unlimited withdrawals and pay ZERO foreclosure charges. Say goodbye to the traditional limitations and restrictions of personal loans and say hello to a smarter and more flexible way of borrowing. With FIRSTmoney, you can achieve your dreams with confidence. Experience a simple, intuitive digital journey and apply for a personal loan online of up to ₹10 lakh at competitive interest rates, low processing fees and zero foreclosure charges. What makes it smarter is its flexibility -- you can choose your EMI repayment date, select from multiple EMI tenures, and withdraw money from your credit line as many times as you want. Whether it's a dream vacation, a much-needed home renovation, or seizing an investment opportunity, FIRSTmoney provides you with the convenience and flexibility your need for your financial goals. Here’s what you get:

• Maximum credit limit: up to ₹10 Lakh

• Minimum loan amount (draw): ₹5000

• Rate of interest (on monthly reducing basis): starts from 10.99%

• Tenure: Min 2 months Max 60 months

Example: For a personal loan of ₹50,000 at the rate of 10.99% per annum, for a tenure of 36 months, the EMI amount, excluding the processing fee, will be ₹1,634/-*