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IDFC FIRST Bank Reviews
Praveen Bishnoi
★★★★★
★★★★★
Great interest rates on savings accounts!
Praveen Kumar
★★★★★
★★★★★
No hidden fees and quick disbursal on loans.
Chhavi
★★★★★
★★★★★
Got my personal loan approved in record time!
Annirudho Mondal
★★★★★
★★★★★
The zero balance account is a huge plus.
Garima
★★★★★
★★★★★
Love earning monthly interest on my savings!
Deepika
★★★★★
★★★★★
Love earning monthly interest on my savings!
Anshika Priyadarshi
★★★★★
★★★★★
The digital onboarding process was seamless – took me just 5 minutes to open an account.
Apurba Daa
★★★★★
★★★★★
Minimal paperwork and maximum efficiency – that’s how banking should be!
Pritam Pal
★★★★★
★★★★★
Really impressed with how quickly my personal loan was approved and disbursed.
Wakif Ch
★★★★★
★★★★★
IDFC First’s credit card benefits are amazing – especially the cashback and interest-free period."
Anshi
★★★★★
★★★★★
Their mobile app is packed with features and works flawlessly.
Monkey D Dragon
★★★★★
★★★★★
IDFC First’s credit card benefits are amazing – especially the cashback and interest-free period.
Gangadhar Swain
★★★★★
★★★★★
One of the best private bank as of now.
Employees are very polite and understanding as well as their service is magnanimous. Also, It provides monthly interests on savings account. It made a revolutionary change in the financial sector with the debut of its Secured Credit Card( Idfc First Wow credit card) which is with a fixed deposit (as low as INR 5,000) instead of levying those "Irritating" Annual Fees on credit card. And it is indeed a Visa Infinite Card which is a boon for students with Visa concierge benefits and Zero Forex Markup is really good for foreign Indian Students.
It is very advantageous for Students and First Jobbers for using NCEMI in online shopping on various Platforms.
The Idfc First App is also very attentive which helps to manage Debit Card, Credit Card, Demat Account, FDs, Savings account, insurance and UPI all in one app.
Not only we can temporarily block various kinds of transactions in our respective Card but also can change its PIN anytime as we wish.
The WhatsApp Banking facility is really amazing.
The Money management system helps a lot during financial crisis in students as Students' money management skills are as Rash as a wild animal, Multifarious and ever changing.
Unlimited free ATM Transactions at any Automatic Teller Machine is just incredible!
The Only drawback is that we have to maintain a quarterly minimum balance of ₹10,000 at least to open an account.
Though, It is an ultimate choice for Students, Youths and First Jobbers.